Walmart Layaway 2020

Walmart Holiday Layaway is available in stores during the holiday season. All supercenters offer layaway year round for jewelry purchases only. Layaway is not offered for online purchases.

How it works:

  • There’s no opening fee
  • All you need to do is make a small down-payment of $10, or 10%, whichever is greater.

The rules:

  • Minimums - Individual items must be $10 or greater. Total purchases must be $50 or greater
  • Terms - Layaway begins August 28, 2020. Final payment and pickup must be made on or before December 9, 2019, at the same store where layaway was initiated, if not the Layaway account will be canceled. Excludes all wireless phones.

  • In addition to our Every Day Low Prices, Walmart stores offer even more opportunities to save money while holiday shopping: 

Be sure to check out the online Savings Center where Walmart highlights their best values, including items on Clearance, Rollbacks, Special Buys—many of which can be put on Layaway in our stores. To get to the savings, simply visit the page at

Kitchen Aide Classic on clearance


  • Cancellation - If the account is closed or canceled, items will be returned to inventory. Down payment and payments made will be refunded, less $20 or $20%, whichever is greater. The cancellation fee does not apply in Ohio, Maryland, Rhode Island, or Washington DC. Cancellation fee in AL will not exceed $25. Cancellation fee in NC will not exceed $50
  • Returns - Walmart Returns Policy applies to all layaway transactions

Pickup & Pay:

  • Location - Layaway may be initiated at the Pickup Desk, Photo Center or Garden Center. Look for signs at the entrance or see the Pickup Desk for details. Payments can be made at any register. Upon final payment, customers may be asked to pick up Layaway merchandise at a separate location such as the Garden Center


  • In stores only (not available for online purchases)
  • Available for Electronics, Auto Electronics, Large Furniture, Toys, Infant Toys and Furniture, Select Sporting Goods, Small Appliances and Jewelry
  • Excludes all wireless phones
  • Layaway not available on Thursday, November 26th